At a glance: Split UPI processes payment details temporarily on your device. It does not create an account, keep payment history, or send your payment-session data to Tranz Technologies.
This policy applies to Split UPI - Skip the 0.4% MDR (the “App”), the Android app with package name com.tranztechnologies.splitupi. The App is provided by Tranz Global Tech LLP, doing business as Tranz Technologies and published on Google Play as Tranz Tech (“we,” “us,” or “our”). This policy explains how information is handled when you scan or enter UPI details, split an amount, and prepare payment requests.
Our privacy commitment
Split UPI is a lightweight payment helper. It does not require an account and does not include advertising, analytics, tracking, or a Tranz Technologies backend. We do not collect, sell, rent, or retain your UPI payment details, merchant information, payment amounts, or payment history.
Camera and QR code processing
The App requests camera access only so you can scan a UPI payment QR code. Camera frames and detected QR content are processed on your device. Split UPI does not record or save camera images, upload camera content to Tranz Technologies, or access your photo library. You can deny or revoke camera permission in your device settings and enter a UPI ID manually instead.
Payment information handled by the App
When you scan a QR code or enter details manually, the App may temporarily process the payee’s UPI ID, payee name, merchant category, transaction reference, transaction note, currency, other parameters contained in the QR code, and the amount you enter. This information is used only to calculate the payment split and prepare each UPI payment request on your device.
Temporary, on-device session data
Payment details, split amounts, the current payment step, and your manual confirmations exist only in the App’s temporary memory for the current session. The App does not create a payment history or store this information in a local database, cloud service, or Tranz Technologies server. Resetting or closing the App may clear the session.
UPI apps, banks, and payment providers
When you initiate a payment through a compatible UPI app or let another device scan a generated payment QR, the payment request can include the payee’s UPI ID, payee name, amount, currency, transaction reference, transaction note, and other parameters from the original QR code. The UPI app used to pay, the payer’s bank, the payee’s bank, the UPI network, and their service providers process the payment under their own privacy policies and terms. Tranz Technologies does not process or settle the payment or control those providers’ data practices.
Generated payment QR codes
When you display a payment QR code, the App generates it on your device using the UPI payment details for the current split amount. Anyone who can view or scan that QR may be able to read or use the payment details it contains. The App does not upload or retain the generated QR code.
Payment status
Split UPI relies on your manual confirmation of each payment step. It does not receive or store bank-verified transaction status, and returning from another payment app does not confirm success. Check the payment status in your UPI app or bank account before confirming. A completed flow in Split UPI records only your confirmation; it is not a receipt or bank confirmation.
Information we do not collect
The App does not collect or transmit personal information, device identifiers, location, usage analytics, or crash reports to Tranz Technologies. It does not access your contacts, messages, financial account credentials, UPI PINs, or bank account balances. Payee names and UPI IDs entered or scanned for a payment are processed temporarily on your device as described above. Never enter a UPI PIN in Split UPI; use only the trusted UPI app or bank interface handling the payment.
Data sharing and sale
We do not sell, rent, or use App session data for advertising or profiling. Payment details are disclosed when you choose to initiate a UPI payment request or display a generated QR for another device to scan. The App does not otherwise send payment-session data to Tranz Technologies or third parties. Support correspondence is handled separately as described below.
When you contact support
If you email us, we receive your email address and any name, message, screenshots, or other information you choose to send. We use this information to answer your request, investigate issues, and maintain necessary support records. Please avoid including UPI PINs, passwords, full bank account details, or other sensitive information.
Our email and support service providers may process correspondence on our behalf as needed to provide those services. We do not sell support information. We may disclose it where required by applicable law or where necessary to protect users, address misuse, or establish or defend legal claims.
Retention and deletion
Tranz Technologies does not hold copies of your App payment sessions or transaction history. Session information exists temporarily in the App’s memory and is not saved to a local database or cloud service. Resetting the flow or ending the App’s process releases the current session; simply switching to another app may leave it active. You can also clear the App’s storage in Android settings or uninstall it.
We keep support correspondence only for as long as needed to resolve the request and meet applicable legal or recordkeeping obligations, then delete it when no longer needed. Clearing or uninstalling Split UPI does not delete payment records held by UPI apps, banks, or other payment providers. Contact those providers about their records.
Your privacy rights
Depending on applicable law, you may have rights to access, correct, delete, or obtain a copy of personal information we hold in support correspondence, or to object to or restrict its processing. Contact us using the details below to make a request. We may need to verify your identity and will respond within the period required by applicable law. We cannot retrieve payment-session data from your device or delete records held by your bank or payment provider.
Security and your choices
Protect access to your device, check the payee and amount before approving a payment, and use only UPI apps and banking services you trust. You can manage camera permission through Android settings and enter a UPI ID manually if you prefer not to use the camera. We use reasonable safeguards for support correspondence, but no method of electronic transmission or storage is completely secure.
Children’s privacy
The App does not collect personal information from users, including children. Payment-service age and eligibility requirements are determined by the user’s bank, UPI app, and applicable law. If you believe a child has sent personal information to us through support correspondence, contact us so we can investigate and remove it as appropriate.
App stores and third-party software
The App uses software libraries for on-device QR scanning, QR generation, and formatting. It does not include advertising, analytics, or crash-reporting services. Google Play and your device’s operating system handle their own services under their respective privacy policies.
See Google’s Privacy Policy for Google’s practices. Visits to our website, including this policy page, are covered by our website privacy policy. Website analytics operate separately from the mobile app.
Changes to this policy
We will update this page and its last-updated date if Split UPI’s features or privacy practices change. If a future version introduces data collection, we will explain the new practices and provide any notice or consent required before that collection begins.
Contact us
For privacy questions or requests about Split UPI, email karthikeyan@tranztechnologies.com or write to Tranz Global Tech LLP, 82/1, CM Nagar, Vilankurichi Road, Ganapathy, Coimbatore 641006, Tamil Nadu, India.
Looking for our website privacy policy? Read it here.